September 13, 2012

Terms of Use

BY USING THE DELTA INVESTMENT MANAGEMENT WEB SITE (DELTAIM.COM) YOU AGREE TO THE TERMS OF THIS AGREEMENT AND ACKNOWLEDGE READING THE WARNINGS AND DISCLOSURE PROVIDED BELOW.

You acknowledge and agree that any request for information by you is unsolicited and shall neither constitute nor be construed as investment advice by DELTA. You should apply your own judgment in making any use of any Content, including, without limitation, the use of any information contained therein as the basis for any conclusions. You bear responsibility for your own investment research and decisions. PRIOR TO MAKING ANY INVESTMENT DECISION , IT IS STRONGLY RECOMMENDED THAT YOU SEEK OUTSIDE ADVICE FROM A QUALIFIED INVESTMENT ADVISOR. DELTA DOES NOT PROVIDE OR GUARANTEE ANY FINANCIAL, LEGAL, TAX, OR ACCOUNTING ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, SECURITY, OR INFORMATION SOURCE.

You acknowledge that DELTA or its affiliates may invest or otherwise hold interests in entities which may be referenced in any of the Services or Content accessible through a DELTA Site. The views and opinions expressed on a DELTA Site are not intended to constitute a description of securities bought, sold, or held on behalf of DELTA nor an indication by DELTA of any intention to buy, sell, or hold any security.

Use of Personal Information

Personal Information may be used by DELTA for the following purposes:

Providing you with the DELTA Services and information you have requested from us, including your use of the DELTA Sites. We may from time to time use your Personal Information to contact you about changes, enhancements or similar notices related to the DELTA Services;

BY USING THE DELTAIM.COM WEB SITE YOU AGREE that you are interested in receiving offers or information from DELTA and that we may send you email materials and other mailings about products and services that we feel may be of interest to you. If at any time you would like to end your subscription to any such email materials, follow the directions posted at the bottom of the email material.

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