THOUGHTFUL, INDEPENDENT FINANCIAL PLANNING AND WEALTH MANAGEMENT SOLUTIONS TO BUILD AND PROTECT WEALTH

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Who We Are


Independent RIA For Individual Investors

Delta is an independent wealth manager. No competing business lines influence our service and advice to clients. We place the client’s interests first.

Turnkey Asset Management Program For Advisors

Delta also works with wealth management advisors providing sophisticated, customized investment solutions and high service back‑office operations. Independent advisors and RIAs that join Delta have immediate access to the advantages of scale and expertise.

Decades of Investment Experience

We use our decades of professional investment experience to navigate an increasingly complex global financial marketplace.

Data Driven


We apply advanced quantitative, computer-based analytics to discover and measure areas of investment opportunity.

Best-of-Breed Approach


As an independent adviser, we seek to apply the most robust and proven approaches to portfolio construction. We devote a significant amount of resources to maintaining a high awareness and thorough understanding of the investment opportunity set.

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Sample of Archived Delta Insights

Stocks Have Positive Momentum

Stocks just won’t seem to go down lately.  Through Thursday of this week, there have been 12 S&P 500 record high closings month-to-date.  The all-time record for S&P 500 record closing highs was set in June, 1955 at 16.  On the four days the S&P 500 has traded down in 2018, the cumulative decline was…
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Extreme!

Most of the time market indicators are not at extreme levels.  For example, the forward 12-month price/earnings ratio (P/E) of the S&P 500 is almost never below 10x or above 25x.  The Delta Market Sentiment Index (MSI) is rarely less than 10% or greater than 90%.  Investor confidence is normally somewhat balanced between bullish, bearish…
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Bullish or Bearish – The Delta MSI

Delta’s long-term market indicators which measure the probability of recession in the next six to twelve months are bullish – no recession.  Specifically, the U.S. treasury yield curve (10y-2y) and the Leading Economic Index (LEI) remain positive. The Delta Market Sentiment Indicator (MSI) published in Barron’s and shown at the end of this newsletter weekly…
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A Great Decade

The decade ending December 31, 2019 is the only decade in U.S. history without a recession. The decade is a few weeks away from officially ending.  If it were to end today, the average annual return of the S&P 500 during this decade is about 13.2% (including dividends).  On December 31, 2009, the S&P 500…
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Whoomp! There It Is

The Leading Economic Index (LEI) is an important indicator of recession risk.  When the six-month moving average of the percent change month/month turns negative, recession risk is elevated.  For the past three months, this has been the case. The January LEI, reported this week, enjoyed a significant positive reversal.  A strong pickup in the LEI…
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Bear Market Signposts

The mandated economic shutdown and corresponding collapse in asset values (stocks and bonds) as a result of COVID-19 seems unprecedented.  In about a month, the economy transitioned from economic expansion to severe contraction and bear market.  From the February 19 high in the S&P 500 to the low on March 23, the market was down…
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Key Advantages to Delta Investment Management

Proactive Management

We appreciate that all investment styles will cycle in and out of favor.  To mitigate the risk on having a portfolio entirely bound by a single, out-of-style approach, we believe portfolios should be inclusive of a variety of asset allocation methods.

We believe investors should be proactive in avoiding major loss from deep and sustained bear markets by applying disciplined, non-emotional rules to reduce equity exposure in parts of their portfolio.

Independent

As an independent investment advisory firm, we are not constrained to offering just “approved” securities on our “platform.”  Delta, unlike many larger and complex firms, is unconstrained by special behind-the-scenes arrangements that might impair our interest and ability in providing you with the absolute best possible investment solutions at the lowest cost.

We are able to offer clients a full selection of the highest quality investment solutions. As an independent firm, we never lose sight that we first and foremost work for you, the client.

Personal Customer Service

Clients work directly with senior investment professionals.  There are no automated phone trees to work through and service middlemen to prevent you from having direct access. 

Given the very high importance of managing your life savings and achieving your long-term financial objectives, we believe working together principal-to-principal is the appropriate relationship.

How to Get Started

Give us a call or send us an email to see if Delta Investment Management is a good fit for you.  When you call, you will speak directly with a senior investment professional who can help you with all aspects of the investment process including analysis of your needs and current financial condition, portfolio construction, account opening, account management and on-going service.

Schedule a Call

Contact Information


Contact Us

  • info@deltaim.com
  • (415) 249-6337
  • FAX (415) 738-0558

Delta Investment Management

708 Montgomery Street
San Francisco, CA 94111